Progressively saved by the machine from the anxieties that bound his hands and mind to material toil, relieved of a large part of his work and compelled to an ever-increasing speed of action by the devices which his intelligence cannot help ceaselessly creating and perfecting, man is about to find himself abruptly plunged into idleness.

Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.